Veterans and service members seeking a VA home loan should know that properties must meet the Department of Veterans Affairs’ Minimum Property Requirements (MPRs) in order to satisfy both the VA and lenders. The VA put MPRs in place to try and help safeguard borrowers from purchasing properties that are not safe, sound or sanitary.

An independent VA appraiser will assess the property and point out MPR needs. This is not to be confused with a home inspection, which isn’t required but almost always a good investment. It’s also important to note that the VA doesn’t guarantee a home is free of problems or defects.

Still, it benefits prospective VA loan borrowers to be familiar with MPRs. This way, during your home shopping experience you and your real estate agent can spot potential problems for further discussion.

Take a look at some of the broad, general MPR considerations below, but note that the list is not exhaustive. Local codes and requirements will often come into play.


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